Harnessing Govtech For National Progress

In an increasingly digital world, the efficiency and responsiveness of government services are paramount to a nation’s progress and the well-being of its citizens. GovTech, an abbreviation for Government Technology, represents the innovative frontier where technological advancements intersect with public administration, aiming to modernize and streamline the delivery of government services, enhance transparency, and foster…

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Pathfinder Group’s Digital Revolution

Leading Pakistan’s Security and Cash-in-Transit Industry with World-Class TechnologyIn an era where technological innovation is reshaping industries worldwide, Pathfinder Group has taken a bold step to revolutionize its operations within Pakistan’s security and Cashin-Transit (CIT) sector. Recognizing the critical importance of trust, reliability, and operational efficiency, the group has embarked on a comprehensive digital transformation…

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Agri Inclusion in Pakistan

IntroductionThe term “Agri inclusion” refers to all initiatives that are aimed at providing equitable access to agricultural resources, services, and opportunities. It means that all segments of society—especially smallholder farmers, women, and marginalized rural communities shall have access to land, credit, markets, technology, training, and decision-making processes within the agricultural sector. Agri inclusion includes: •…

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The Interoperability Of Agent Banking Networks

Introduction Access to financial services is a cornerstone of economic development, yet rural areas in Pakistan have historically remained underserved by traditional banks due to infrastructure challenges, low population density, and high operational costs. The rise of Agent Banking, which leverages local businesses and individuals to act as financial service points, has dramatically shifted this…

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Decoding the Finance Bill, 2025

Abstract:The Pakistan Finance Bill, 2025, currently awaiting final assent to become the Finance Act 2025, introduces a series of unprecedented and significant amendments across the country’s tax laws including Income Tax Ordinance, Sales Tax Act, Federal Excise Duty, and Customs Act. These proposed changes are primarily geared towards aggressively broadening the tax base, formalizing the…

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Pakistan’s Fiscal Crossroads

Pakistan’s Federal Budget for fiscal year 2025-26, coupled with the Finance Act 2025, marks a critical juncture in the nation’s economic and strategic trajectory. This article provides a comprehensive commentary on the budget’s fiscal policy stance, its projected multifaceted impact across key economic sectors, and the substantial allocation towards defense. A particular focus is placed…

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